YDPay Privacy Policy

At YDPay, we prioritize your privacy, irrespective of how you engage with our services.

We gather and process various types of personal information based on the nature of our interactions with you, which may include:

• Merchants utilizing YDPay Commerce for cryptocurrency transactions.
• Individuals accessing our website, platform, wallets, and yield products.
• Prospective employees and applicants using our recruitment portal.

We are committed to managing your personal data in compliance with all applicable laws and regulations. Our privacy notices, accessible via hyperlinks, detail how we collect your information, the types of data gathered, the purpose of said collection, your rights as a data subject, and other crucial details regarding your personal information.

We may revise these notices periodically to reflect changes in circumstances, legislation, or other factors. Significant changes will be communicated to you, and you can monitor updates through the version headers in the notices.

For any inquiries or concerns about our privacy practices, please contact us at compliance@ydpay.io.

Types of Personal Data Collected

We collect various types of personal data and information from visitors to our website on a voluntary basis. This data collection aims to enhance our services and may include, but is not limited to:

• Personal Identification Data: Name, date of birth, nationality, mobile number, email address, residential address, employment details, and national identification number.
• Usage Data: Device IP address, browser type, pages visited, timestamps, and diagnostic data.
• Tracking and Cookies Data: We use cookies to monitor service activity. Declining cookies may limit features.
• Biometric Information: Biometric data such as a selfie for verification.
• Identity Documentation: National IDs, driver’s licenses, or passports for legal compliance.
• Transaction Information: Records of transactions associated with your YDPay account.
• Correspondence: Details shared during customer support or surveys.
• Device and Location Data: Geolocation, browser info, and authentication data.

Data Collection Methods

We gather your personal data from various sources, including:

• Direct disclosures when using our services.
• Customer support interactions.
• Surveys, promotions, or competitions.
• Usage of the YDPay platform and transactions.
• Third-party verification services and public data.

Collected data is reviewed to enhance services, notify users, and respond to inquiries. Unnecessary data is discarded or stored as per legal obligations.

Use of Personal Data

We process your data based on lawful grounds such as:

• Contractual Necessity: To provide our services and fulfill terms.
• Consent: When you explicitly agree.
• Legal Obligation: To comply with laws.

Uses include identity verification, fraud prevention, service improvements, marketing, and legal compliance.

Data Transfer

Your data may be transferred to servers outside your jurisdiction. By providing information, you consent to this. YDPay ensures your data is handled securely.

Your Rights Regarding Personal Data

You have rights to:

• Access and confirm data we hold about you.
• Withdraw consent or object to processing.
• Correct inaccuracies in your data.
• Request erasure of data where applicable.
• Request a structured copy of your data.

To exercise these rights, contact compliance@ydpay.io.

Security of Personal Data

We implement security measures to protect your data, but electronic transmission is not 100% secure. You are responsible for maintaining your account confidentiality.

Disclosure of Personal Data

We may share data with:

• YDPay employees
• Partner financial institutions
• Technical support, marketing, and analytics providers
• Professional and regulatory compliance advisors

Your data will not be shared without your permission, unless required by law or to protect rights.